The State of North Carolina argued that Ted Kimble's motive for having his wife murdered was to collect on life insurance.  The State presented Kimble as escalating from one insurance scam to another and outrightly accused his parents of being in on some of the scams.  Furthermore, the State accused Ronnie Kimble of murdering Patricia as Ted's hired gun in order to collect a portion of the Life Insurance as payment.

The State of North Carolina's Department of Insurance conducted its own investigation, as did the Maryland Commercial Insurance Group.  Several insurance agents were interviewed by Law Enforcement and provided details of their dealings with the Kimbles. 

Chart of Payouts 

Date	Amount	Payor	Payee	For
10/13/95	$ 1,000.00	Maryland Group	Ted Kimble	Advanced living expenses
10-1-96	$25,980.82    face amount plus interest	Shenandoah Life	Sheila Blakley	Life insurance policy through Cinnamon Ridge Apts.
10/25/95	$5,000.00	Maryland Group	Ted Kimble	Additional advance, living expenses
3/6/96	$8,855.90	Maryland Group	Patricia Kimble estate, mortgage companies	Advance on dwelling loss
6/18/96	2,533.65	Maryland Group	Estate, Ted Kimble, First Restoration	Clean up, debris removal
6/28/96	16,350.00	Maryland Group	Ronnie Kimble	Living expenses (rent)
2/6/97	52,606.35	Maryland Group	Estate	Final-contents
2/ 6/ 97	53,417.34	Maryland Group	Estate	Final-dwelling repairs

North Carolina's Department of Insurance Investigation File

4Shenandoah Life (Life)

4Southland Life, Life of Georgia (Life)

4State Farm, Monumental Insurance Co., Wachovia Bank Risk Management, First USA (mortgage disability; auto, boat, and motorcycle; life; bank card and visa card)

4Blue Cross & Blue Shield, the Maryland Group (Auto accidents)

4The Maryland Group (Homeowners)

PDF of entire Investigation File

Maryland Commercial Insurance Group

4Gary Reilly Interview with Ted Kimble, October 16, 1995

4Residential Rental Agreement, October 24, 1995

4Jennifer Hall's statement to J. D. Church dated November 10, 1995

Note:  The report is Church's typed version of the handwritten statement included in the Maryland Group Case File 

Ted Kimble gives his account of the Rental Agreement in the notes on this report

4Exam under Oath, 127 pages, taken on the 7th day of March 1996

4Gary Reilly's Trial Testimony, August 17, 1998

Jennifer Hall was not called as a witness

Acordia of North Carolina

4John Appel's interview with Karen Hall, agent for Acordia, October 11, 1995

4Transaction log for October 31,1995 call from Ted to Karen Hall (PDF)

4Property Loss Notice, broken glass in Pella window, October 31, 1995

4John Appel' interview with Karen Hall, agent for Acordia, November 13, 1995

4Karen Hall's Trial Testimony, August 14, 1998

Life of Georgia

4Application for $200,000 life insurance policy, with Ted's complete version handwritten on the backsides of the pages

4Report, John Appel (GCSD):  Interview William Jarrell (Agent), October 12, 1995

4Report, J. D. Church (GCSD):  Interview Wanda Mize (Senior Claims Examiner), May 7, 1996

4Report, J. D. Church (GCSD): Interview William Jarrell (Agent), August 22, 1996

4Report, J. D. Church (GCSD): Interview Tommy Hendricks (Attorney), December 19,1996

4Report, J. D. Church (GCSD): Interview Tommy Hendricks (Attorney), March 7, 1997

4William Jarrell's Trial Testimony, August 10, 1998

4Wanda Mize's Trial Testimony, August 17, 1998

4Thomas Hendricks' Trial Testimony, August 17,1998

4Letter, July 13, 1999:  Life of Georgia to Ted Kimble re-issuing the $240.25 deposit refund

Portamedic

4Rita Stewart's Appointment Calendar, October 2-14, 1995

4Rita Stewart's Appointment form for Ted and Patricia Kimble, No Show, October 4, 1995 (Includes Ted Kimble's version)

4Report, J. D. Church (GCSD):  Interview Rita Stewart, October 12, 1995

4Rita Stewart's handwritten statement given to Detective Church on October 20, 1995 (Includes Ted Kimble's version of the events)

4Report, J. D. Church (GCSD): Interview Rita Stewart, November 9, 1995

4Rita Stewart's Trial Testimony, August 14, 1998

Massachusetts Mutual Life

4Harvey Apple's Appointment Notes, March 1, 1995

4Report, John Appel (GCSD): Interview Harvey Apple, October 12, 1995

4Harvey Apple's Trial Testimony, August 14, 1998

State Farm Insurance

4Report, John Appel:  Interview Khalil (Charlie) Ganim, October 11, 1995 (Includes 5 Policy Status Statements)

4Charlie Ganim's Trial Testimony, August 14, 1998